Tuungane Chama

Chamas are investment groups created and driven by people who share a common interest.


This product targets such group members running successful micro enterprises through their pooled resources.


  • Access to loans ranging from Kshs. 5,000 to Kshs. 500,000
  • Flexible repayment terms of up to 18 months
  • Flexible security requirements
  • Business advisory services
Qualifying Criteria
  • Must be in an investment group which is registered as a company
  • Group of 5- 30 members
  • Should be running a business
  • Willing to undergo financial training prior to dispatch of loan
  • Ability to repay the loan
  • Free financial and investment advisory/training
Rates and Fees
  • Interest rate 14%
  • A one off loan negotiation fee charged upfront at 3% of the loan amount

Apply for Tuungane Chama


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